Credit Officers – Group & Individual Lending

Key Duties and Responsibilities:

• • Client mobilization and training.
  • Loans processing.
  • Loan recoveries.
  • Customer care.
  • Loans utilization follow-up.
  • Delinquency management.
  • Reporting as required.
  • Contribution to general organization development as a key member of staff.
  • Any other duties that can be competently and professionally performed.

Qualifications, Skills and Experience:

• Diploma in Social Work, Education, Business Administration and any other related field.

Core Capabilities:

• High level of honesty, integrity and accountability.
• Ability to achieve results while working independently with little supervision.
• Ability to ride a motorcycle and follow all traffic regulations (valid riding permit is a must).
• Ability to communicate effectively (Written, Verbal and Gesture).
• Thinking deeply, clearly and independently.
• Ability to learn, unlearn and re-learn while practicing change and innovation.
• Ability to work in teams and build collaborative relationships.
• Ability to frequently travel to the field as required.
• Ability to work and live with rural communities especially the poor.
• Ability to communicate fluently in English and basic Kiswahili.

How to Apply:

Qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV, Copies of Academic Documents and Copy of National ID) by email to hr@encot.org

The Head of Human Resources,

ENCOT Microfinance Ltd,

Plot 88 Port Road,

P.O. BOX 389, Masindi

Deadline: 14th June, 2025 by 5:00 pm

Please note that only shortlisted candidates will be contacted and documents submitted to ENCOT for application purposes shall not be recalled.