DEADLINE: 17/09/2024
Regional Credit Administrator
Full-time
The Regional Credit Administrator will be responsible for the prompt and accurate credit supervision at the regions to ensure credit quality and risk management
Specific responsibilities Include:
• Review daily disbursement report to confirm correct charging of processing fees, stamp duty, Insurance, interest rate in line with the credit policy.
• Confirm the credit terms in the system against loan fact sheet and disburse loans in accordance with the discretionary powers, credit policy & guidelines.
• Conduct post disbursement review to ensure that all credit facilities are disbursed in accordance with the approval terms.
• Initiate payments related to Leasing customer transactions.
• Monitor processing of transactions (completeness, accuracy, genuineness, authorization, etc.) within the section in accordance to set guidelines and timelines.
• Monitor the compliance of covenants in accordance with terms and conditions as approved by the sanctioning authority.
• Monitor the contract management process of leasing facilities for prompt issuance, delivery, signature, registration and filing of all documents (Fixed Deposit/Leasing/Collaterals etc..) to mitigate/ avoid financial, legal and reputational risks.
Minimum Academic Qualifications;
• Bachelor’s degree in any discipline
Required Experience;
• At least 4 years’ experience in credit supervision.
Person Specifications;
• Should be mature, intelligent, diligent, with strong work ethics, and able to work under pressure to meet strict deadlines.
• Should have a track record in loan portfolio quality management and credit control for both micro and SME.
• Should have a track record of integrity; well organized and knowledgeable in credit policies and procedures. Should also be a team player, self-starter with the ability to lead, inspire and motivate staff towards achieving individual set targets and the overall regional targets.
• Should be willing to work in any of the regions, where Pride has operations.
• Should have the ability to communicate clearly in a professional manner that is deemed essential and able to build functioning working relationships across the organization.
• Should not be more than 40 years of age.
For internal staff to qualify for the above positions, they should have achieved 80% of their performance targets in the recently concluded performance evaluations.
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